Standard Life Investments

Inside Global Insurance Investment

Bridging the Return Gap in Asset Allocation

The Asia Pacific Insurance Survey identified a gap in returns between guaranteed products sold and the investment returns generated to pay for these guaranteed returns. In this paper we look at asset allocation strategies that insurers can adopt to bridge this gap.

February 2018

Emerging market debt – a credible answer in the quest for yield

In today’s environment of low yields and mounting regulatory complexities, emerging market debt offers an attractive option for insurers.

December 2017

The inexorable rise of flexible offices

Flexible offices are increasingly popular, with significant implications for traditional office space providers.

August 2017

How insurers are navigating persistent market volatility and Solvency II

Solvency II has triggered a paradigm shift in asset allocations among Europe's insurance firms.

May 2017

PRA Consultation Paper – Illiquid Unrated Assets in MA portfolios

Experience since the introduction of Solvency II has demonstrated the substantial regulatory interactions required to efficiently access private credit assets.

March 2017

Regulatory developments in Singapore

The Singaporean monetary authorities launched a consultation paper on the development of a new risk-based capital framework for insurers in Singapore.

October 2016

Asia Joint Regional Seminar

Speaking at the Asia Joint Regional Seminar, Bruce Porteous discussed the transition from guaranteed savings to a capital-light investment-linked products business model.

October 2016

EIOPA UFR consultation and the 2016 insurance stress tests

The setting of the UFR has particular relevance for European life businesses with significant long-term guaranteed liabilities.

July 2016

Solvency II goes live

Solvency II presents major business challenges for insurers, made all the more difficult by unprecedented low interest rates.

April 2016

European insurance investment survey

The combination of low rates and Solvency II is prompting major shifts in asset allocation.

April 2016

How e-commerce is boosting logistics real estate?

In this article, we examine the impact of the rise of ecommerce on demand for logistics real estate.

December 2017

Doing ‘the right thing’ and making money

ESG analysis is a fundamental tool for corporate bond portfolio managers, providing the scope to do ‘the right thing’ and make money.

December 2017

Climate Change

Asset managers are doing more to help investors and clients understand that managing climate change risk in portfolios is beneficial for future returns.

August 2017

Insurance Capital Standards – Risks to going global

The International Association of Insurance Supervisors (IAIS) is developing a risk-based global Insurance Capital Standard (ICS)

March 2017

Asian Actuarial Conference

Standard Life Investments’ Insurance Solutions team was honoured to present at the 20th Asian Actuarial Conference in early November 2016.

March 2017

Towards a global capital standard

The insurance industry took another important step towards establishing a worldwide capital standard.

October 2016

Recent thought leadership activity

Our team has had another busy quarter of thought leadership, presenting at conferences and seminars around the globe. Download a presentation on the specific choices and challenges that arise in Matching Adjustment asset strategy here.

July 2016

Business and regulatory developments in Asia-Pacific insurance

Recent corporate newsflow shows that European Solvency II regulations are having a major impact on insurers operating in Asia.

July 2016

Unfunded gilt exposure and Matching Adjustment asset strategy

It can pay to shop around when seeking unfunded gilt exposure.

April 2016

Matching Adjustment Investment Strategy

This white paper explores a complex area and has particular relevance for DB pensions and insurers writing annuity business.

April 2016

Solving the Insurance Outsourcing Puzzle

Asia Pacific insurers face a conundrum investing in alternatives - go on their own or outsource. Does it take two to tango after all?

December 2017

Latest trends in insurer asset allocation

The current environment of low/negative bond yields is forcing insurers to revisit their asset allocation strategies.

August 2017

Asia Pacific Insurance Survey

The industry is being reshaped by twin forces: low interest rates and modernising regulation. Our survey identifies five themes driving change.

July 2017

Buy-out aware investment strategies for Defined Benefit (DB) pension funds

The ultimate aim of many UK DB pension schemes is to have sufficient assets to fund the buy-out of their liabilities by an insurance company.

March 2017

Internal credit ratings for Solvency II receive independent assurance

Standard Life Investments attained independent confirmation that its internal credit rating processes for a range of asset classes meet the standards demanded by Solvency II.

October 2016

Insurance investment thought leadership award

Standard Life Investments won ‘Best Thought Leadership’ award for its recent European Insurance survey.

October 2016

The UK’s decision to leave the EU – what might it mean for Solvency II?

Whatever happens following the UK’s decision to leave the EU, Solvency II equivalence will likely be desirable for the UK.

July 2016

Bermuda (re)insurers field-test new economic solvency approach

The Bermuda Monetary Authority (BMA) is continuing in its drive for Solvency II equivalence.

July 2016

Asset data reporting for Solvency II

Q1 2016 marks the start of Solvency II-compliant reporting.

April 2016

Insurance Asset Management, Europe 2016

We are lead sponsor of the fourth annual Clear Path Analysis report titled Insurance Asset Management, Europe 2016.

April 2016